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- Gate July 2025 Transparency Report:
Accelerating Leadership in the Global Crypto Landscape!
#GateTransparencyReport# - 📢 Gate Square Exclusive: #PUBLIC Creative Contest# Is Now Live!
Join Gate Launchpool Round 297 — PublicAI (PUBLIC) and share your post on Gate Square for a chance to win from a 4,000 $PUBLIC prize pool
🎨 Event Period
Aug 18, 2025, 10:00 – Aug 22, 2025, 16:00 (UTC)
📌 How to Participate
Post original content on Gate Square related to PublicAI (PUBLIC) or the ongoing Launchpool event
Content must be at least 100 words (analysis, tutorials, creative graphics, reviews, etc.)
Add hashtag: #PUBLIC Creative Contest#
Include screenshots of your Launchpool participation (e.g., staking record, reward - 🎉 Hey Gate Square friends! Non-stop perks and endless excitement—our hottest posting reward events are ongoing now! The more you post, the more you win. Don’t miss your exclusive goodies! 🚀
🆘 #Gate 2025 Semi-Year Community Gala# | Square Content Creator TOP 10
Only 1 day left! Your favorite creator is one vote away from TOP 10. Interact on Square to earn Votes—boost them and enter the prize draw. Prizes: iPhone 16 Pro Max, Golden Bull sculpture, Futures Vouchers!
Details 👉 https://www.gate.com/activities/community-vote
1️⃣ #Show My Alpha Points# | Share your Alpha points & gains
Post your - 💙 Gate Square #Gate Blue Challenge# 💙
Show your limitless creativity with Gate Blue!
📅 Event Period
August 11 – 20, 2025
🎯 How to Participate
1. Post your original creation (image / video / hand-drawn art / digital work, etc.) on Gate Square, incorporating Gate’s brand blue or the Gate logo.
2. Include the hashtag #Gate Blue Challenge# in your post title or content.
3. Add a short blessing or message for Gate in your content (e.g., “Wishing Gate Exchange continued success — may the blue shine forever!”).
4. Submissions must be original and comply with community guidelines. Plagiarism or re
The decentralized finance space has long been dominated by collateralized loan models, where users need to lock up large amounts of crypto assets to obtain loans, while constantly worrying about the liquidation risks brought by market fluctuations. However, if we could more closely integrate credit with real-world income streams, could it open up new possibilities?
Huma Finance is based on this idea and has launched the world's first PayFi network, aiming to completely change the way on-chain credit operates. PayFi is essentially a fusion of payment and financing, allowing users to obtain loans based on future income, rather than being limited to traditional collateral models. Whether it is salary, invoices, remittances, or business income, all can serve as the basis for obtaining loans.
The core advantage of Huma Finance lies in its unique Time Value Model (TVM). This model no longer solely focuses on the user's current assets but instead looks at cash flow patterns, enabling it to provide users with instant liquidity of up to 70%-90% of expected income. All of this is built on the foundation of smart contracts, ensuring the security, transparency, and efficiency of the process.
The impact of this innovative model is profound:
1. The scale and possibility of unsecured loans have significantly increased.
2. Individuals, businesses, and institutions can obtain financing more conveniently.
3. Effectively connects Web3 and the traditional financial world.
The importance of Huma Finance lies in its close association of loans with actual income, while ensuring transparency and global applicability. This is not just an upgrade of DeFi 2.0, but a financial innovation that deeply understands the operation of finances in the real world.
Through Huma Finance, users can break free from the constraints of traditional collateral models, achieving synchronization between loans and income flow. This model not only aligns more closely with the actual needs of users but also points to new directions for the future development of Decentralized Finance. With the popularity of such innovative models, we can expect to see more flexible, efficient, and inclusive financial services emerging in the blockchain world.