《Huma Finance 正在重塑支付与融资融合》Huma Finance 正在打造全球首个 PayFi 网络，把支付和融资无缝结合。它的核心是用未来收入流，比如工资或发票，作为抵押，智能合约能瞬间放款，匹配预期收入的 70-90%。

$HUMA 代币驱动网络，激励节点运行，还能参与治理，社区活跃度高。平台交易量已超 38 亿，零违约记录，背靠 3800 万美元融资，安全性经过多次审计。
最近跟 Arf 合并，扩展到 Solana 和 Stellar，交易成本低到几分钱，确认时间不到 400 毫秒。
Huma 的 TVM 模型让无抵押借贷更可信，特别适合跨境汇款和贸易融资。
Web3 的支付需求正快速增长，Huma 的模块化设计让开发者能轻松集成，覆盖更多场景。
社区活动像积分换空投很吸引人，$HUMA 的长期潜力不容小觑。
Huma Finance 就像 Web3 的金融加速器，帮用户和企业更高效地管理资金流。 

Huma Finance is building the world’s first PayFi network, blending payment and financing seamlessly.
It uses future income streams, like wages or invoices, as collateral, with smart contracts instantly lending 70-90% of expected revenue.
The $HUMA token powers the network, incentivizing nodes and enabling governance, with a lively community.
With over $3.8 billion in transaction volume and zero defaults, backed by $38 million in funding, it’s audited for safety.

A recent merger with Arf expanded it to Solana and Stellar, with transaction costs at pennies and confirmation under 400 ms.
Huma’s TVM model makes unsecured lending reliable, ideal for cross-border payments and trade finance.
Web3’s payment needs are surging, and Huma’s modular design lets developers integrate easily for more use cases.
Community events like points-for-airdrops draw interest, and $HUMA’s long-term potential is strong.