Working for four little frens, and then buying a house for myself. The new Qing'an housing loan seems to be a benevolent policy, but why have banks in Taiwan frequently refused to lend in the past year? This article provides a systematic strategy from the bank's perspective, allowing you to transform from a passive "borrower" into an active creator of your own financial brand, becoming a customer that banks find hard to refuse. (Previous summary: Mortgage money shortage worsens》Buying a 20 million property requires an annual income of at least 2 million, only then will banks be willing to provide 80%) (Background supplement: How does a monthly salary of 30k bear a mortgage of a million? Surprisingly, there is a 12% share in Taiwan! Ministry of the Interior: The financial tsunami has effectively cooled down the housing market.) Everyone understands the M-shaped society, and if you apply for Taiwan's current "New Qing'an", you will definitely understand the taste of it even more. The Taiwanese government has rolled out the red carpet, called "Youth Stability in Home Ownership", aiming to guide young people towards a stable future of home ownership. However, many confident applicants find themselves standing in front of the bank counter, discovering that they are stepping on a carpet that...